This is the "Paying for College" page of the "Paying for College" guide.
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Resources and avenues to pursue in funding your education.
Last Updated: Oct 19, 2015 URL: Print Guide
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Paying for College Guide



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How Do I Pay for College?

Paying for College may seem like a daunting and impossible dream for many of us.  Here are some resources available to make that college degree a reality.  If you need more suggestions, ask any of our librarians for assistance.

The four (4) basic sources of financial aid are:

  • Federal Financial Aid - the largest source of financial aid that offers (9) nine different aid programs;
    • What Do I need to file for Financial Aid? (
      • Most recent Federal Tax return (yours and parents if necessary)
      • Most recent W-2 forms
      • Other income received not reported on your tax return
      • Federal PIN to sign (you can get your PIN at
  • State - The following grants and scholarships are funded by the State of Ohio and adminstered by the Ohio Board of Regents:

If you have questions about financial aid, including grants and scholarships available from the State of Ohio, call the State Grants and Scholarships Toll-Free Hotline: 1-888-833-1133 (automated line).

  • Institutional - colleges and universities offer numerous scholarships, grants, and loans to students (check their websites); and
  • Private Sources - come from many different civic organizations, associations, clubs, foundations, churches, and businesses. (See Applying for Financial Aid and other Resource links in the 2nd box to the left of the page)

The four (4) types of financial aid are:

  • Grants - awarded to students that show they have financial need.  Grants typically do not require repayment;
  • Loans - a source of aid that must be repaid, usually with interest, after you graduate or stop going to school;
  • Employment - a program where students may work and earn money to help pay for school; and
  • Scholarships - awarded to students based on special talents, skills or high academic achievement.

Federal Student Aid: Find Information You Need Online is a new website that provides straightforward and easy to understand information about planning and paying for college. The site combines content and interactive tools from several ED websites. As a mobile-optimized website, is fully accessible on tablets and smartphones.



1. Fill out the Fafsa


2. Basic FAFSA info: what is it and how to you fill it out


3. Dependency Status for FAFSA purposes


4. How aid is calculated (including link to detailed EFC info)


Types of Aid/Getting Aid


1. Types of Financial Aid

2. Who can get federal student aid

3. Pell Lifetime Eligibility used

4. Finding and Applying for


5. Loan Interest Rates and Fees

6. Avoiding Financial Scams

Repaying Loans


1. Loan Repayment


2. Income Based Repayment

3. Pay as You Earn


4. Public Service Loan      Forgiveness

5. Loan forgiveness in General

6. Loan forgiveness for teachers


College Prep


1. College Preparation Checklist: checklists for financial and academic preparation, for elementary through adult students


2. Why go to College (education and pay/unemployment rates)

3. Middle School Preparation


Special Audiences


1. Info for parents


2. Graduate School Funding

3. Financial Aid for Adult students


4. Aid for Military families

5. Going to College in another country

Social Media


1. @FAFSA Twitter Feed


2. Federal Student Aid YouTube Channel




3. Federal Student Aid Facebook


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